Send money to Honduras from Spain
Honduras is one of the world's most remittance-dependent countries: they exceed 25% of its GDP. From Spain, the recipient receives lempiras (HNL) and cash collection at banks and partner stores is by far the most used method.
The Honduran community in Spain has grown strongly over the last decade and is among the most female-led: many domestic and care workers send money regularly, often monthly. Spain is now the second-largest sender of remittances to Honduras after the United States.
Options for sending money to Honduras
In cash, from an agent location
The most used method: you bring cash to an agent (Western Union, Ria, MoneyGram), provide the recipient's details, and within minutes it is available for collection in Honduras. Spain has thousands of agents, many in call shops and neighbourhood stores:
With an app or online service
Services such as Wise, Remitly, WorldRemit or the Western Union and Ria apps let you send from your phone by card or bank transfer. They tend to offer good exchange rates and first-transfer promotions, and the recipient can receive to an account or collect cash in Honduras.
International bank transfer
An international transfer from your bank is usually the most expensive and slowest option to Honduras (issuing fees, correspondent fees and exchange margin). For this corridor an agent or a specialised app is almost always better value.
How the recipient gets the money in Honduras
Money is collected in cash at Banco Atlántida, Banco de Occidente or Banrural Honduras branches and at partner stores such as Elektra. Bank account deposit exists, but the share of the population with an account is low and cash dominates.
Tip: For monthly transfers of the same amount, look for operators with a low fixed fee in the €100-300 range: on this corridor fee differences matter more than exchange-rate differences.
What you need to send
To send money you need a valid ID (passport, DNI or NIE) and the recipient's details. To collect money you will also be asked for the transaction number (MTCN / PIN). The amount is paid out in cash at the agent location.
How much it costs to send money
The real cost has two parts: the transfer fee and the margin on the exchange rate. Combined, the total cost typically sits between 2% and 6% of the amount, although it varies by operator, amount and payment method. Always compare how much the recipient will get in their currency, not just the advertised fee.
Frequently asked questions about sending money to Honduras
How long does money take to arrive in Honduras?
Cash transfers are available for collection within minutes across the country. Account deposits can take 1-2 business days.
In which currency is money collected in Honduras?
In lempiras (HNL) at the operator's exchange rate. Some banks allow collection in US dollars subject to availability.
What does the recipient need to collect money in Honduras?
A valid Honduran ID card and the transaction number (MTCN or PIN). The name must exactly match the ID.